Payment & Identification

Whether you are in banking, telecommunications, transportation, healthcare, security or other areas, Smart Card Technology is a fast-growing market which has become common place in our culture and daily lives.

As a leading and independent full service provider for SmartCard, RFID and NFC related solutions, CTC advanced’s SmartCard Technologies Competence Center offers a wide range of services to implement the type approval process for mobile payment applications, ICC cards, wearables and terminals.

ePAYMENT

Banking, Mobile Payment & mPOS Solutions
EMVCo
American Express
Discover
Mastercard
Visa
DK-Die Deutsche Kreditwirtschaft

eHEALTH

Electronic Health Cards
gematik

BIOMETRICS

Mastercard (mobile devices)
Visa (terminal)

eIDENTIFICATION

ePassport, nPA
BSI
ICAO

eTICKETING

VDV-KA
CEN/TS

NFC FORUM

NFC Forum accredited test lab
Qualification tests of NFC devices based on ISO/IEC 14443 and ISO/IEC 10373

CTC advanced offers Type Approval Testing, Pretest / Debug Testing and Consultancy for the above mentioned smart technologies. CTC is a holder of various accreditations and is able to serve various test schemes. Last but not least CTC advanced is active member in standardization activities, such as the ETSI, NFC Forum, EMVCo Technical Associate, etc. Find our more on our Test Schemes and Accreditations here:

CTC advanced is accredited by AMEX to perform Type Approval Testing on:

Terminals

  • Expresspay Terminal Level 2 contactless

Cards / Wearable

  • Level 1 Contact and Contactless (ID1)
  • Card Functional (AEIPS and XPAY)

Mobile

  • Level 1 Mobile Handset (UICC and HCE)
  • Mobile Functional

CTC advanced is accredited by Discover to perform Type Approval Testing on:

Terminals

  • Contactless D-PAS Terminal Application
  • Contactless D-PAS Terminal Cross Testing

Card / Wearable

  • Contact D-PAS Card Application
  • Contactless D-PAS Card Application

Mobile

  • Mobile D-PAS Card Application (SE)

CTC advanced has been recognized by the DK (German for: Central Credit Board) as a laboratory for functional testing for payment terminals in the German Banking Sector. The DK (before ZKA Zentraler Kreditausschuss) is the central association of the German banks.

 

CTC advanced’s test services according to the DK approval procedure include:

  • Electronic Cash Terminals and Network Components
  • GeldKarte
  • Secoder
  • Payment Network Host Systems
  • German ATM System (GA 2015)
  • DC-POS 3.0 / TA 7.2

Smart cards are becoming increasingly important in the health sector. They facilitate the administration of patient data and accounting for medical services rendered. Because they are easy to use, they also contribute to cushioning the cost explosion that is taking place in the health sector.

CTC advanced is accredited by gematik as a test lab for Gesundheitskarte terminals and connectors.

 

  • Gematik (Gesundheitskarte / german electronic health card)
    • Card interface testing (based on EMV Level 1 specification)
    • EMC testing
    • Electrical Safety

German BSI
CTC advanced is the only test lab in the world that has obtained the global accreditation according to ISO 17025, as well as the recognition of the BSI (Bundesamt für Sicherheit in der Informationstechnik / German Federal Office for Information Security) for the testing of the RF-interface of electronic travel documents.

 

CTC advanced conducts the following tests:

  • Certification testing according to BSI TR-03105, Part 2 (documents)
  • Certification testing according to BSI TR-03105, Part 4 (reader devices)
  • Certification handling with BSI

 

Further services
In our ISO 17025 accredited laboratory we test electronic travel documents (passports and national ID cards) as well as the different development stages of these products (chips, inlays, etc.) according to national and international requirements. These services are also available for the corresponding reader devices. In addition, we support you in the handling of application formalities and the accomplishment of the certification procedure with the referring national certification authorities.

In addition to the BSI standards mentioned above we offer test services according to the following specifications:

  • ISO/IEC 18745-2:2016
  • ISO/IEC 10373-6:2016

EMVCo, owned by American Express, JCB, MasterCard, UnionPay and Visa, manages, maintains and enhances the EMV® Integrated Circuit Card Specifications of chip-based payment cards, also known as Smart Cards.
EMV® is a global standard to ensure interoperability between chip cards and terminals (contact & contactless) on a worldwide basis, regardless of the manufacturer, the financial institution, or where the card is used.

 

CTC advanced is accredited by EMVCo to perform Type Approval Testing on:

Terminals

  • EMVCo Contact Terminal Level 1and 2
  • EMVCo Contactless Terminal Level 1
  • EMVCo Contactless Product Terminal (Level 2)
  • EMVCo Terminal ESD Evaluation

Cards / Wearables

  • EMVCo Contact Card Level 1
  • EMVCo Contactless Card Level 1
  • EMVCo CCD & CPA Card

Mobile

  • EMVCo Mobile Level 1 (Phase II)
  • PPSE/AAUI

CTC advanced is accredited by Mastercard to perform Testing Services on:

Terminals

  • Acceptance Devices (Contactless Terminal Level 2)

Cards/Wearables

  • M/Chip Card
  • Contact, contactless and dual interface testing

Mobile

  • M/Chip Mobile
  • Mastercard Cloud Based Payments (MCBP)
  • Mastercard Mobile Payment (incl. HCE / SE)
  • Mastercard Mobile Payment Application (MPA)
  • Mastercard Biometric Functional Testing

 

CTC advanced is accredited by Mastercard to act as a Formal Approval Service Provider for:

  • M-TIP
  • GICC-TIP (specific approval service to the German market)
  • CPV


Downloads

Service Request Mastercard M-TIP

ServiceRequest Mastercard CPV

Near Field Communication (NFC) is an extension of the existing SmartCard standards (contactless/RFID) that combines the interface of a smartcard and a reader into a single device. CTC advanced is a NFC Forum Test Lab and active member in several NFC Forum working groups (Compliance Program WG, Test Mode Taskforce, Testing WG, RF Testing Taskforce). Our Lab offers different test services for NFC devices:

  • NFC Forum Certification Tests
  • Qualification tests of NFC devices based on ISO/IEC 14443 and ISO/IEC 10373

Whether RFID technology is used for ePassport, Contactless or NFC applications, CTC advanced supports customers in setting and evolving the performance, ensuring that products meet the expectations for regulatory, quality, health, environmental and safety standards for almost any market around the world.

In Germany VDV eTicket Service GmbH & Co. KG (VDV-ETS) is responsible for the development of the VDV Core Application, the German standard of electronic fare management. To ensure interoperability, all eTicket applications must comply with this standard.

CTC advanced has been designated by VDV-ETS, who manages the standard and offers services for system support, as the official test lab for conducting the related certification tests to make sure that all eTicketing systems are in compliance with the VDV Core Application.

To ensure proper implementation of all involved systems at a maximum reliability and security level all terminal types, background systems, SAMs and smartcards will be tested following the VDV Core Application specifications. The referring test tools are provided by UL Transaction Security, well-known for its expertise in the field of test tool development.

CTC advanced’s eTicket test spectrum following VDV Core Application comprise:

  • Qualification testing for smartcards
  • Qualification testing for security modules
  • Qualification testing for terminals
  • Qualification testing on background system interfaces
  • Qualification testing on barcode readers

Requirement for qualification testing is physical testing and inspection of the Device under Test (DUT). CTC advanced conducts this testing and inspection for the customers.

As a further service in the eTICKETING area, CTC advanced offers (currently, as the only laboratory recognized by the German Federal Office for Information Security) compliance tests according to the Technical Guideline BSI TR-03150:

  • Contactless media according to BSI TR-03150 Part 1
  • Contactless readers according to BSI TR-03150 Part 2

In case of a passed compliance test, our customers have the option (by submitting the test report issued by CTC advanced) to apply for a certification (according to Technical Guideline BSI TR-03150) of their product directly at the German Federal Office for Information Security (on request, we gladly support our customers with the handling of this certification process).

In addition, CTC advanced offers tests according to the international standard CEN/TS 16794:2017 – tests for both contactless media and contactless readers are available here as well.

CTC advanced is accredited by Visa to perform Type Approval Testing on:

Terminals

  • Visa contactless device and reader (MSC, qVSDC, VOQOS and CrossTesting)
  • Fleet
  • Biometrics Terminal Specification

Cards / Wearables

  • VSDC functional testing (incl. Level 1)
    • Contactless testing (VCPS)
    • Contact testing (VIS)
    • Dual interface testing

Mobile

  • Visa Mobile Payment (incl. HCE)
  • Visa Mobile Payment Application (VMPA incl. UICC/SE)

Terminal / Device / Reader

  • American Express Expresspay Terminal Level 2 contactless
  • DISCOVER Contactless D-PAS Terminal Application
  • DISCOVER Contactless D-PAS Terminal Cross Testing
  • DK – Die Deutsche Kreditwirtschaft
    • Electronic Cash Terminals and Network Components
    • GeldKarte
    • Secoder
    • Payment Network Host Systems
    • German ATM System (GA 2015)
    • DC-POS 3.0 / TA 7.2
  • EMVCo Contact Terminal Level 1 and 2
  • EMVCo Contactless Terminal Level 1
  • EMVCo Contactless Product Terminal (Level 2)
  • EMVCo Terminal ESD Evaluation
  • Mastercard Acceptance Devices (Contactless Terminal Level 2)
  • VISA contactless device and reader (MSC, qVSDC, VOQOS and CrossTesting)
  • VISA Fleet
  • VISA Biometrics Terminal Specification

Cards / Wearables

  • DISCOVER Contact D-PAS Card Application
  • DISCOVER Contactless D-PAS Card Application
  • EMVCo Contact Card Level 1
  • EMVCo Contactless Card Level 1
  • EMVCo CCD & CPA Card
  • Mastercard M/Chip Card
  • Mastercard Contact, contactless and dual interface testing
  • VISA VSDC functional testing (incl. Level 1)
    • Contactless testing (VCPS)
    • Contact testing (VIS)
    • Dual interface testing

Mobile

  • American Express Level 1 Mobile Handset (UICC and HCE)
  • American Express Mobile Functional
  • DISCOVER Mobile D-PAS Card Application (SE)
  • EMVCo Mobile Level 1 (Phase II)
  • EMVCo PPSE/AAUI
  • Mastercard M/Chip Mobile
  • Mastercard Cloud Based Payments (MCBP)
  • Mastercard Mobile Payment (incl. HCE / SE)
  • Mastercard Mobile Payment Application (MPA)
  • Mastercard Biometric Functional Testing
  • Visa Mobile Payment (incl. HCE)
  • Visa Mobile Payment Application (VMPA incl. UICC/SE)

Issuer

  • Mastercard CPV

Acquirer

  • Mastercard M-TIP / GICC-TIP

CTC advanced is accredited as first lab in the world for VISA Biometrics Terminal Specification and is able to conduct application testing on Terminals with biometric functionality.

Contact

Michael Türnau
Account Manager
michael.tuernau@ctcadvanced.com
+49 681 598-8120

Bernhard Mommenthal
Account Manager
bernhard.mommenthal@ctcadvanced.com
+49 681 598-8190

Discover the Accreditations