Payment & Identification

Whether you are in banking, telecommunications, transportation, healthcare, security or other areas, Smart Card Technology is a fast-growing market which has become common place in our culture and daily lives.

As a leading and independent full service provider for SmartCard, RFID and NFC related solutions, CTC advanced’s SmartCard Technologies Competence Center offers a wide range of services to implement the type approval process for mobile payment applications, ICC cards, wearables and terminals.

ePAYMENT

Banking, Mobile Payment & mPOS Solutions
EMVCo
American Express
Discover
Mastercard
Visa
DK-Die Deutsche Kreditwirtschaft

eHEALTH

Electronic Health Cards
gematik
SESAM-Vitale

BIOMETRICS

eIDENTIFICATION

ePassport, nPA
BSI
ICAO

eTICKETING

VDV-KA
CEN/TS

GLOBAL PLATFORM

NFC FORUM

CTC advanced offers Type Approval Testing, Pretest / Debug Testing and Consultancy for the above mentioned smart technologies. CTC is a holder of various accreditations and is able to serve various test schemes. Last but not least CTC advanced is active member in standardization activities, such as the ETSI, NFC Forum, GlobalPlatform, NEXO, EMVGTA, GCF or GSMA. Find our more on our Test Schemes and Accreditations here:

CTC advanced is accredited by AMEX to perform Type Approval Testing on:

  • Expresspay Mobile Level 1 (incl. HCE Level 1)
  • Performance
  • Interoperability
  • Expresspay Terminal Level 2 contactless

CTC advanced is accredited by Discover to perform Type Approval Testing on:

  • Contact D-PAS Card Application
  • Mobile D-PAS Card Application (SE)

CTC advanced has been recognized by the DK (German for: Central Credit Board) as a laboratory for functional testing for payment terminals in the German Banking Sector. The DK (before ZKA Zentraler Kreditausschuss) is the central association of the German banks.

 

CTC advanced’s test services according to the DK approval procedure include:

  • Electronic Cash Terminals and Network Components
  • GeldKarte
  • Secoder
  • Payment Network Host Systems
  • German ATM System (GA 2015)
  • DC-POS 3.0 / TA 7.2

Smart cards are becoming increasingly important in the health sector. They facilitate the administration of patient data and accounting for medical services rendered. Because they are easy to use, they also contribute to cushioning the cost explosion that is taking place in the health sector.

CTC advanced is accredited by the French Health card organisation “GIE SESAM-Vitale” to perform debug and approval tests on terminals and is listed by gematik as a test lab for Gesundheitskarte terminals and connectors.

 

  • Gematik (Gesundheitskarte / german electronic health card)
    • Card interface testing (based on EMV Level 1 specification)
    • EMC testing
    • Electrical Safety
  • SESAM-Vitale
    • ‘Référentiel Terminal Lecteur’ with or without ‘TLA’ option (Terminal Lecteur Applicatif)
    • ‘Référentiel Dispositif Intégré’ for all families including “Prescripteur” (PR) and “Auxiliaire Médical” (AM)
    • ‘Réferentiel Télémise à jour’
    • ‘Référentiel Lecture Vitale’

BSI / nPA (German National Identity Card)
CTC advanced is the only test lab in the world that has obtained the global accreditation according to ISO 17025 as well as a recognition of the BSI for the RF-interface of electronic travel documents (BSI = Bundesamt für Sicherheit in der Informationstechnik / German Federal Office for Information Security)

 

CTC advanced conducts the following tests:

  • Certification testing according to BSI TR-03105, Part 2 (ePassport)
  • Certification testing according to BSI TR-03105, Part 4 (ePassport Reader)
  • Certification handling with BSI

 

ICAO
In our ISO 17025 accredited laboratory we test electronic travel documents (electronic passport „ePassport“, national electronic identity cards „eID-card“) as well as the different development stages of these products (chips, inlays, prelams, etc.) according to the national and international requirements. In addition, we support you in the application formalities and the accomplishment of the certification procedure with the referring national certification authority.

  • ICAO RF Protocol and Application Test Standard for E-Passport, Part 2
  • ICAO RF Protocol and Application Test Standard for E-Passport, Part 4

EMVCo, owned by American Express, JCB, MasterCard, UnionPay and Visa, manages, maintains and enhances the EMV® Integrated Circuit Card Specifications of chip-based payment cards, also known as Smart Cards.
EMV® is a global standard to ensure interoperability between chip cards and terminals (contact & contactless) on a worldwide basis, regardless of the manufacturer, the financial institution, or where the card is used.

 

CTC advanced is accredited by EMVCo to perform Type Approval Testing on:

 

Terminals

  • EMVCo Contact Terminal Level 1and 2
  • EMVCo Contactless Terminal Level 1
  • EMVCo Contactless Product Terminal (Level 2)
  • EMVCo Terminal ESD Evaluation

 

Cards / Wearables

  • EMVCo Contact Card Level 1
  • EMVCo Contactless Card Level 1
  • EMVCo CCD & CPA Card

 

Mobile

  • EMVCo Mobile Phase II
  • PPSE/AAUI

GlobalPlatform defines and develops specifications to facilitate the secure deployment and management of multiple applications on secure chip technology. GlobalPlatform offers a standardized infrastructure and APIs for the management of applications on secure chip technology, which are compatible with all connected devices. CTC advanced is GlobalPlatform Qualified Lab with focus on the card side.

 

Available test suites:

  • UICC Configuration
  • UICC Contactless Extension
  • Basic Financial Configuration
  • ID Configuration
  • Mapping Guidelines
  • UICC SCP81 Extension
  • SWP and HCI (v1 and v2)
  • Secure Element
  • Secure Element Access Control (Card Compliance)
  • Common Implementation Configuration
  • eUICC Compliance Test Suite

CTC advanced is accredited by Mastercard to perform Testing Services on:

 

Terminals

  • Acceptance Devices (Contactless Terminal Level 2)

 

Cards/Wearables

  • M/Chip Card
  • Contact, contactless and dual interface testing

 

Mobile

  • M/Chip Mobile
  • “Mastercard Cloud Based Payments” (MCBP)
  • Mastercard Mobile Payment (incl. HCE / SE)
  • Mastercard Mobile Payment Application (MPA)

 

CTC advanced is accredited by Mastercard to act as a Formal Approval Service Provider for:

  • M-TIP
  • GICC-TIP (specific approval service to the German market)
  • CPV


Downloads

Service Request Mastercard M-TIP

ServiceRequest Mastercard CPV

Near Field Communication (NFC) is an extension of the existing SmartCard standards (contactless/RFID) that combines the interface of a smartcard and a reader into a single device. CTC advanced is a NFC Forum Test Lab and active member in several NFC Forum working groups (Compliance Program WG, Test Mode Taskforce, Testing WG, RF Testing Taskforce). Our Lab offers different test services for NFC devices:

  • NFC Forum Certification Tests
  • Qualification tests of NFC devices based on ISO/IEC 14443 and ISO/IEC 10373

Whether RFID technology is used for ePassport, Contactless or NFC applications, CTC advanced supports customers in setting and evolving the performance, ensuring that products meet the expectations for regulatory, quality, health, environmental and safety standards for almost any market around the world.

In Germany VDV eTicket Service GmbH & Co. KG (VDV-ETS) is responsible for the development of the VDV Core Application, the German standard of electronic fare management. To ensure interoperability, all eTicket applications must comply with this standard.

CTC advanced has been designated by VDV-ETS, who manages the standard and offers services for system support, as the official test lab for conducting the related certification tests to make sure that all eTicketing systems are in compliance with the VDV Core Application.

To ensure proper implementation of all involved systems at a maximum reliability and security level all terminal types, background systems, SAMs and smartcards will be tested following the VDV Core Application specifications. The referring test tools are provided by UL Transaction Security, well-known for its expertise in the field of test tool development.

CTC advanced’s eTicket test spectrum following VDV Core Application comprise:

  • Qualification testing for smartcards
  • Qualification testing for security modules
  • Qualification testing for terminals
  • Qualification testing on background system interfaces
  • Qualification testing on barcode readers

Requirement for qualification testing is physical testing and inspection of the Device under Test (DUT). CTC advanced conducts this testing and inspection for the customers.

CTC advanced is accredited by Visa to perform Type Approval Testing on:

 

Terminals

  • Visa contactless device and reader (MSC, qVSDC, VOQOS and CrossTesting)
  • Fleet

 

Cards / Wearables

  • VSDC functional testing (incl. Level 1)
    • Contactless testing (VCPS)
    • Contact testing (VIS)
    • Dual interface testing

 

Mobile

  • Visa Mobile Payment (incl. HCE)
  • Visa Mobile Payment Application (VMPA incl. UICC/SE)

Terminal / Device / Reader

  • American Express Expresspay Terminal Level 2 contactless
  • DISCOVER Contactless Terminal Level 2 D-PAS Reader Application (SE)
  • DK – Die Deutsche Kreditwirtschaft
    • Electronic Cash Terminals and Network Components
    • GeldKarte
    • Secoder
    • Payment Network Host Systems
    • German ATM System (GA 2015)
    • DC-POS 3.0 / TA 7.2
  • EMVCo Contact Terminal Level 1and 2
  • EMVCo Contactless Terminal Level 1
  • EMVCo Contactless Product Terminal (Level 2)
  • EMVCo Terminal ESD Evaluation
  • MasterCard Acceptance Devices (Contactless Terminal Level 2)
  • VISA contactless device and reader (MSC, qVSDC, VOQOS and CrossTesting)
  • VISA Fleet
  • VISA Biometrics Terminal Specification

 

Cards / Wearables

  • DISCOVER Contact D-PAS Card Application
  • EMVCo Contact Card Level 1
  • EMVCo Contactless Card Level 1
  • EMVCo CCD & CPA Card
  • MasterCard M/Chip Card
  • MasterCard Contact, contactless and dual interface testing
  • VISA VSDC functional testing (incl. Level 1)
    • Contactless testing (VCPS)
    • Contact testing (VIS)
    • Dual interface testing

 

Mobile

  • American Express Expresspay Mobile Level 1 (incl. HCE Level 1)
  • DISCOVER Mobile D-PAS Card Application (SE)
  • EMVCo Mobile Phase II
  • EMVCo PPSE/AAUI
  • MasterCard M/Chip Mobile
  • MasterCard Cloud Based Payments (MCBP)
  • MasterCard Mobile Payment (incl. HCE / SE)
  • MasterCard Mobile Payment Application (MPA)
  • Visa Mobile Payment (incl. HCE)
  • Visa Mobile Payment Application (VMPA incl. UICC/SE)

 

Issuer

  • MasterCard CPV

 

Acquirer

  • MasterCard M-TIP / GICC-TIP

CTC advanced is accredited as first lab in the world for VISA Biometrics Terminal Specification and is able to conduct application testing on Terminals with biometric functionality.